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Look into discounts. Insurance companies sometime offer discounts, find out what those are, and if you might qualify for any.
Otherwise, saving money on sports cars works in much the same way as saving money on any form of car insurance, be a good driver and keep a clean record. Insurance companies love clean records and will reward you with lower costs. Keeping the teenagers out of the driver’s seat is always a good idea, you wouldn’t want them behind the wheel of your powerful beast anyhow, and given that they are already four times more likely than adults to wrap the car around another object.
If you are buying a car for your teen as soon as, they turn 16, choose the type of car carefully. Your teen is more likely to drive safely in a sensible car fitted with safety features, rather than a fast sports car. Fast driving will be less of a temptation and the insurance premiums will be lower too. Try to avoid letting your teen drive a truck or SUV, which are more likely to be involved in rollover accidents.
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If you have membership in any school or professional organizations, let your insurance company know. Some insurance companies offer significant discounts for membership of various alumni, fraternity and student associations; for example, the Golden Key National Honor Society.
Keeping all your eggs in the same basket may help you lower your car insurance costs. Some insurers give discounts if the applicant already has one or more insurances from the same company. For instance, if you already have homeowners insurance and another auto insurance plan from the company, chances are that you may have to pay less for insuring your new car. You can even ask them to give you a quote and compare it with that of other insurance companies.
Drive responsibly. If your teenager sees you speeding, ignoring stop signs, and giving in to road rage, he or she will be most likely develop the same driving behaviors. These behaviors lead to traffic citations and traffic accidents, both of which will lead to higher insurance prices, as well as injuries and fatalities.
Get rebates. Some states that allow “rebating”. California law, for example, allows agents to rebate part of their commission to you. If you live in a non-rebating state, find a California company online!
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GEICO Car Insurance Free Interrelated Roadmap